Travel insurance is often seen as optional, but for seasoned travelers, it’s a non-negotiable. Accidents, cancellations, and medical emergencies can happen to anyone, anywhere. Here are real stories that prove how travel insurance saved the day.
Story 1: Flight Missed, Trip Saved An IT consultant from Mumbai missed his connecting flight in Frankfurt due to a delay in the first leg. Without insurance, he’d have to buy a new ticket worth ₹45,000. Luckily, his travel insurance reimbursed the full amount within 10 days.
Story 2: Hospital Bills Abroad A couple on their honeymoon in Dubai had to rush to the hospital for food poisoning. Their two-day stay and tests amounted to over ₹1.2 Lakh. Thanks to their comprehensive insurance plan, they paid zero from their pocket.
What Travel Insurance Typically Covers:
- Medical emergencies and hospital bills
- Trip cancellations and flight delays
- Lost or stolen luggage
- Accidental death or repatriation
- Emergency evacuation
Why It’s More Than Just Protection: Many countries now require travel insurance for visa approval, especially for Schengen and certain Middle Eastern nations. It also provides peace of mind, knowing that someone is always there to help in a foreign country.
How to Choose the Right Plan: Choose a plan that covers the region you’re traveling to, the duration of your stay, and the nature of your trip (solo, family, or corporate). Premium plans offer higher coverage but may include added benefits like COVID-19 coverage or adventure sports.
Conclusion: Skipping travel insurance might save you a few hundred rupees now, but it can cost you lakhs later. We highly recommend including it in every travel package.
Need help choosing the best travel insurance? Contact our team for tailor-made recommendations that suit your itinerary.